Mochiliante
Mochiliante
You're hiking through the Colombian Andes, backpack on your shoulder, when suddenly... bam! You twist your ankle. It doesn't seem serious, but you need medical help. Can you afford it? Many backpackers don't think about travel insurance... until they need it. In this blog, we tell you what you need to know to choose the best insurance for traveling through Colombia without worries, without overspending, and enjoying every step.
Make sure the insurance covers the following:
Medical care (hospital, medications, emergencies)
Theft or loss of luggage
Health repatriation
Flight cancellations or delays
COVID-19 (still included in many plans)
👉 Backpackertip: Compare the maximum coverage amounts, not all are the same.
For backpackers and digital nomads
Worldwide coverage, even if you're already traveling
From 45 USD for 4 weeks
App with 24/7 Spanish-speaking support
Extensive medical and cancellation coverage
From 37 USD for 4 weeks
Ideal if you do extreme sports
You can extend the policy during the trip
From 60 USD for 4 weeks
Spanish-speaking support
Economical plans for Latin America
From 35 USD for 4 weeks
Many backpackers don't know this, but some credit cards offer travel insurance at no additional cost if you purchase the ticket with the card.
Visa Platinum, Mastercard Gold or higher usually include this benefit.
Sometimes they cover medical expenses, accidents, and loss of luggage.
Each bank has different conditions.
👉 Check with your bank if your card offers it. Ask for the certificate and check if it covers Colombia and the type of trip you will make. We have a Visa Infinite card that gives us international coverage
Low-budget backpacker: SafetyWing, Basic Heymondo
Adventure and sports: World Nomads
Quick Spanish-speaking support: Assist Card, Heymondo
Already have a credit card?: Check with your bank
Read the fine print.
Have digital and physical copies.
Save the assistance numbers.
Activate the insurance before the trip.
Traveling without insurance may seem like a saving... until something happens. A private medical consultation can cost you more than 50 USD, and a surgery or emergency much more. With insurance from 1 dollar a day, it's really not worth the risk.
With good insurance, you could have received medical attention without worrying about the money. Traveling is amazing, but also unpredictable. Don't let the unexpected ruin your adventure in Colombia.
Now that you know how to take care of your health and your wallet while traveling, Backpacker 😉🎒, we hope you have a beautiful experience in Colombia.
Remember: traveling safely is traveling peacefully.
We leave you here below other guides that can help you plan your next adventure. A big hug and have a good trip! 🌎✈️
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