Mochiliante
Mochiliante
You'd be surprised to know how many things travel insurance can cover... and how many it doesn't. Imagine arriving in Bogotá and your suitcase doesn't. Or you get sick in Cartagena and need to see a doctor urgently. Good travel insurance can save you from a headache
In this blog, you will discover:
What a travel insurance to Colombia includes
What common situations it covers and which ones it doesn't
Tips for choosing the ideal insurance
Frequently asked questions we all have before traveling
Travel insurance is like a life jacket when you're out of your country. Don't wait for something to go wrong to think about it. Although Colombia is a beautiful country, with incredible landscapes and very friendly people, as in any other place, unforeseen events can arise.
Insurance protects you against:
Medical emergencies
Accidents
Loss of luggage
Flight cancellations
Theft of belongings
And yes, many policies also cover issues related to COVID-19, depending on the provider.
Here is one of the most important points.
Medical consultations for illness or accident
Prescribed medications
Hospitalization
Emergency surgeries
Medical transfer (by ambulance or even air evacuation)
In Colombia, private medical care is good, but it can be expensive for foreigners. A simple emergency room visit can cost you hundreds of dollars without insurance.
Pre-existing diseases (unless expressly stated)
Cosmetic or dental treatments (except emergencies)
Routine check-ups
💡 Tip: Always check if the insurance includes coverage for COVID-19 and tropical diseases like dengue.
Did you get sick a day before traveling? Was your flight canceled due to bad weather? Insurance can help you recover part or all of the invested.
Illness or accident of the traveler or a family member
Flight cancellations for reasons beyond your control
Natural disasters
Social conflicts in the destination country
Change of mind (no, it does not cover if "you no longer want to go")
Expired documents
Personal booking errors
Although Colombia is increasingly safe for tourists, you are not exempt from incidents.
Travel insurance can include:
Assistance in case of theft (money, passport, cell phone)
Basic legal assistance
Translation of documents if there is a legal process
Tip: always carry a digital copy of your documents. If they are stolen, it speeds up everything.
Compensation for serious accidents or accidental death (we hope never, but better to be covered)
Coverage for extreme sports (if you are going to paraglide in San Gil, this is key)
Civil liability (if you unintentionally cause damage to others or their things)
Before hiring, check this:
Minimum medical coverage of 30,000 USD (recommended)
Does it include coverage for COVID-19?
Does it cover cancellation and loss of luggage?
Do you have pre-existing diseases? Look for a plan that accepts them.
Always read the fine print (yes, the one nobody wants to read)
Some insurers with a good reputation for travelers to Colombia:
Assist Card
Allianz Travel
Mondo
World Nomads
Is it mandatory to have insurance to travel to Colombia?
No, but it is highly recommended, especially if you are not from Latin America or if you plan to stay for a long time.
How much does travel insurance to Colombia cost?
It depends on the country of origin, duration of the trip and your age. On average, from $20 USD for a week.
Can I hire insurance already being in Colombia?
Yes, some insurers allow it, but it can be more expensive.
Absolutely. A small expense today can save you thousands tomorrow. Nobody plans to get sick or lose a suitcase, but when it happens, good insurance gives you peace of mind.
Now that you know what travel insurance to Colombia covers, don't wait until the last minute.
Compare options, choose the one that best suits you and save the contact details of the insurer on your phone.
Remember: traveling with peace of mind is priceless. And if you still don't know which insurance to choose, ask me and I'll help you compare.
We hope so!
Do you have any questions or something you want to share? Leave it below in the comments 👇 we will be delighted to read you and answer you as soon as possible!
Enjoy every corner of this beautiful country with the security of being well covered! 😉Have a good trip, Backpacker! 🌎🎒
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